News & Events

Special Financing Available For A Limited Time
Looking for a manufactured home on land? Take advantage of this special rate on move-in ready homes while they last!
*ALL LOANS ARE SUBJECT TO CREDIT APPROVAL. MAY NOT BE COMBINED WITH OTHER INCENTIVES. Contact your local home center for a list of eligible homes. Contracts written on or after 6/2/2025. Loan must close before 9/30/2025. All terms and conditions subject to credit approval, market conditions, and availability. Vanderbilt Mortgage and Finance, Inc, dba Silverton Mortgage has locked in a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. Example of 4.99% Interest Rate (5.837% APR) with $250,000.00 sales price. $245,471.00 loan amount, 30-year fixed rate loan based on 360 monthly payments at $1,316.24 each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. 3.5% cash down payment of $8,750 required. Example assumes 680 credit score and includes $1,495.00 origination fee, 0.5 discount points paid by buyer and 2 discount points paid by seller, 5.837% APR and 4.99% interest rate as of 6/2/2025. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state. Vanderbilt Mortgage and Finance, Inc., and its dba Silverton Mortgage, 500 Alcoa Trail, Maryville, TN 37804, 865-380-3000, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Loans made or arranged pursuant to a California Financing Law License and Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking and Securities, Rhode Island Licensed Lender.

Manufactured & Mobile Home Lenders
We understand it can be difficult to find the right lender. While choosing a lender is always your choice, we proudly work with two affiliate lenders, Vanderbilt Mortgage and Silverton Mortgage, and trusted national partners, including Cascade, eLEND and Credit Human.

Come on in and look at this!
Tammy D came to visit us in the summer last year. She wanted to share her story -- click the image below to read her story.

Plumbing in your Clayton Manufactured Home
Got Questions? We got Answers!!! Click on the picture for details.

Meet Our 20 Year Service Technician David Briggs!!
David Briggs has been working for Clayton Homes of Troy for 20 years and We are Thankful to have Him!!
4.99% INTEREST
RATE5.84%*APR
Interest rates as low as 4.99% / 5.84% APR* on these manufactured homes on land! This exclusive offer from Vanderbilt Mortgage is available on select move-in ready homes while they last.*
Click here to view offer and important disclosures.


Find Your Perfect Home